What Does Credit Protection Program Do For You Do Credit Cards Offer Extra Protection For Items Purchased?

Do credit cards offer extra protection for items purchased? - what does credit protection program do for you

I have a laptop for my brother 2 days and 14 hours after they are taken from a library with it separately (from right in front of him and the boys). We were told to call the credit card to see whether it can be a program that protect theft insurance. I bought with Discover and they said they do not offer this protection. If I buy another card with a Visa or MasterCard, which would make a difference?